Owning a car can be very expensive, with the cost of fuel, MOTs and insurance to name just a few. 

And with the current cost of living crisis being a big concern for many vehicle owners some might be looking for ways to save some extra hard-earned cash. 

Now there is one way that you could save £100s as a helpful TikTok user shared her top tip on how to save a lot with one small action on your car insurance.

TikTok user She Talks Cars wrote: "Wondering how to save money on your car insurance? Try THIS car insurance tip! It's free and could save you £100s on your car insurance."

@shetalkscars ✅ Wondering how to save money on your car insurance? Try THIS car insurance tip! 👉 It’s free and could save you £100s on your car insurance. 🙌 Let me know how you get on! #carinsurance #carinsurancetips #ukcar #ukcar #carsuk #ukdrivers #driversuk #ukdriver #moneysavingtips #ukmoneysaving #moneysavinghack #moneysavingtipsuk #moneysavinghacksuk #moneysavingexpert #ukcarcommunity ♬ Love You So - The King Khan & BBQ Show

In the video, She Talks Cars say "this one little thing will cost you no money just a little bit of planning" as she shares that she's done it and saved big. 

The main and most important part of the hack is to "get your car insurance between 23 and 26 days in advance".

Explaining the hack, the savvy saver says: "It tells insurers you're a safer driver."

It's a quick and easy trick that it seems many have used, with one viewer of the trick writing: "Yes this is what I signed up for" and another writing "Yep I did it and saved 50 quid on last years."

Your Money Matters

Your Money Matters is a campaign launched by us and our sister titles across Newsquest to help you overcome the surge in the cost of living.

This year has seen a whole host of household price increases — from the energy price cap rise to surging inflation and food prices — costing your family hundreds or even thousands of pounds extra per year.

We’re making it our mission to look out for your cash, offering money-saving deals, competitions, giveaways and insightful stories from your community on the impact this cost-of-living crisis is having on our readers.

The worldwide energy crisis exacerbated by the Ukraine invasion, the financial impact of the Covid pandemic, record inflation figures and a surge in the cost of goods, fuel and travel means we will all feel the pinch.

Through our newspaper, we want to do what we can to help make your cash go further because we know your money matters.